Quality of Earnings Cost in 2026 — Cut QoE Cost by 80% | Shepi

    How Much Does a Quality of Earnings Report Cost?

    Traditional CPA Quality of Earnings reports cost $20,000–$100,000 and take 4–8 weeks. Shepi delivers the same lender-ready analysis starting at $2,000 — in hours, not weeks.

    $25K–$50K

    Typical lower middle market QoE

    4–8 wks

    Traditional engagement timeline

    $2,000

    Shepi per-project pricing

    Typical Quality of Earnings Report Cost

    Quality of Earnings reports are the most-Googled cost question in M&A diligence — and for good reason. The traditional pricing model puts QoE out of reach for most lower middle market and search-fund deals. Here's what buyers actually pay in 2026:

    Deal Size / ProviderTypical QoE CostTimeline
    Under $5M EV — Regional CPA / boutique$15,000 – $30,0003–5 weeks
    $5M – $25M EV — Mid-market CPA firm$25,000 – $50,0004–6 weeks
    $25M – $100M EV — National CPA$50,000 – $100,0006–8 weeks
    Over $100M EV — Big 4 transaction services$100,000 – $300,000+6–10 weeks
    Any size — Shepi (AI-powered)$2,000 per projectHours to days

    What Drives Quality of Earnings Cost

    Deal size & complexity

    Larger revenue, more entities, and multi-location operations all increase analyst hours

    Data quality

    Messy QuickBooks files, missing reconciliations, and cash-basis books drive cost up

    Number of periods

    Most QoE engagements analyze 3 trailing years plus TTM — more periods means more work

    Industry complexity

    Construction WIP, SaaS deferred revenue, and inventory-heavy businesses require specialized work

    Timeline pressure

    Rush engagements (under 4 weeks) typically carry a 25–50% premium

    Scope of analysis

    Full QoE with proof of cash, working capital, and customer concentration costs more than EBITDA-only

    Why Traditional QoE Costs So Much

    A traditional CPA-led QoE engagement is fundamentally a labor model. Senior analysts manually pull trial balances, map charts of accounts, sample 10–20% of GL transactions, build EBITDA bridges in Excel, and write narrative reports. With blended rates of $250–$500/hour and 100–300 hours per engagement, the math gets to $25K–$100K quickly.

    On top of analyst time, firms layer partner review, quality control, report production, and Big-4 brand premiums. None of this scales — every QoE starts from a blank workbook.

    The AI-Powered Alternative

    Shepi automates 80% of the work that drives traditional QoE cost. Account mapping, GL anomaly detection across 100% of transactions, EBITDA adjustment candidates, working capital schedules, and proof of cash are all generated automatically. You apply judgment on the findings — but you're not paying analysts to build templates from scratch.

    100% GL coverage

    AI scans every transaction — not the 10–20% sample a manual team has time for

    Hours, not weeks

    First-pass analysis in 2–4 hours; finalized deliverables in days

    $2,000 per project

    Flat pricing — no hourly billing, no surprise invoices, no rush premiums

    Lender-ready output

    Structured QoE reports, EBITDA bridges, and Excel exports formatted for lenders and deal parties

    Cost Comparison: Traditional vs AI-Powered

    DimensionTraditional CPA QoEShepi AI-Powered QoE
    Base price$20,000 – $100,000+$2,000
    Pricing modelHourly billingFlat per-project
    Timeline4–8 weeksHours to days
    GL transaction coverage10–20% sample100% of transactions
    Rush premium25–50% surchargeNone
    RevisionsBilled hourlyIncluded
    Lender acceptanceYesYes — same structure & narrative

    Who Pays for the QoE Report?

    On buy-side transactions, the buyer commissions the QoE as part of confirmatory diligence. On sell-side, sellers commission a sell-side QoE before going to market to validate the EBITDA story and accelerate buyer diligence. Lenders financing acquisitions frequently require a QoE for underwriting — and accept Shepi reports the same as traditional CPA work.

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    From raw financials to lender-ready conclusions in hours, not weeks.